A Matter of Life and Debt

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Series telling the stories of people whose lives have been transformed by an ethical loan.

Documentary series about credit unions and responsible lenders across the country, telling the stories of people whose lives have been transformed by an ethical loan.

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A Matter of Life and Debt: Series 3: Episode 2

Episode 2

Series 3

BBC One - A Matter of Life and Debt, Series 3, Episode 2

An artisan baker overcomes illness to cook up a winning business.

Affordable housing makes dreams come true, an artisan baker overcomes illness to cook up a winning business, and a fear of debt comes at a life-changing price.

In London, a community land trust is trying to combat the housing crisis. Set up and run by ordinary people who fix house prices in relation to what people actually earn, it’s trying to prevent locals from being priced out of the neighbourhoods they call home.  

An ethical loan is the icing on the cake for 32-year-old Pia, who runs an award-winning artisan cake business in Cheltenham, Gloucestershire. Pia began selling her cakes at markets and fairs but needed £5,000 to get her own vehicle for the business. The Fredericks Foundation lent her the money, and the bakery has continued to rise.  

And Newport credit union in south Wales has a unique member, Ernie the labrador. Owner Maureen has been saving for Ernie since he got sick and was saddled with expensive vet bills. She now saves whatever she can in case he falls ill again.

A Matter of Life and Debt: Series 3

BBC One

A documentary series showing the life changing effects an ethical loan can have.

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A Matter of Life and Debt

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