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The Kaye Adams Programme: What advice would you give your 18-year-old self on pensions?

Louise White

18/12/2017

What advice would you give your 18-year-old self on pensions?

BBC Radio Scotland - The Kaye Adams Programme, What advice would you give your 18-year-old self on pensions?

What advice would you give your 18-year-old self on pensions? Plus the dentist from Moray whose heart stopped beating after heading a football.

Every worker aged 18 or over will begin saving into a workplace pension unless they opt out, under government plans to extend its automatic enrolment scheme. At present, the scheme means employers must enrol staff aged 22 and over and earning above £10,000 into a pension. Ministers hope to reduce the minimum age to 18 in the mid-2020s, and say it will affect about 900,000 young people. Contributions will also be on the increase. The total minimum contribution is currently set at 2% of earnings and from April 2019 onwards, it will rise to 8% of earnings.
What advice would you give your 18 year old self on pensions? 


KEN GLASS
We hear from the dentist from Moray whose heart stopped after heading a football - it turns out he had broken heart syndrome. Dr Dana Dawson is a reader in cardiovascular medicine at the University of Aberdeen,

KIDS & ALCOHOL
When is it acceptable to give your children alcohol? Katrina Tweedie is a Daily Record journalist and Janet Ellis is a novelist and ex-Blue Peter presenter. Dr Iain McPhee is from the University of West of Scotland Centre for Alcohol and Drug Studies.

AGE OR RAGE
Is it rage or is it your age? Andrea Martin Wright is a Yacht Broker from Sunbird Internal Yacht Sales and Martel Maxwell presents BBC 1's Homes Under the Hammer.

REBECCA MENNIE
The woman from Inverurie who is creating the first soft play area in the North East for children with additional support needs.

PANTO SPECIAL
If you've no clue which panto to see this Christmas time, stick around - broadcaster Cat Harvey will be offering her list of must see pantos. Oh yes she will. 

ADULT NITS 
What not to wear TV presenter Susannah Contantine has said that she's been battling NITS for the past three years - she's having them hoovered out. We look at the best treatments for adults.

CHRISTMAS DELIVERIES
According the The Guardian, the advertising watchdog is considering complaints by Amazon Prime customers over delayed delivery times. The service advertises "one-day delivery" but some customers have said that it's not delivering this promise. What are your rights when it comes to delivery and can you still order gifts and receive them before Christmas?

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