Original version

BBC Radio 4 FM

BBC Radio 4 is a radio channel that started transmitting on the 30th September 1967. It replaced BBC Home Service.

BBC Radio 4

Radio 4

Radio 4 (FM)

Money Box

Discussion & Talk

Podcasts

Factual: Money

The latest news from the world of personal finance

The latest news from the world of personal finance plus advice for those trying to make the most of their money.

BBC Radio 4 LW

Money Box: The Queen's Speech and your money

The Queen's Speech and your money

24/06/2017

BBC Radio 4 - Money Box, The Queen's Speech and your money

The Queen's Speech, new homes mismatch, pension transfers and lone parents benefit cap win

What the Queen's Speech means for your cash, the FCA revisits pension transfer advice, lone parents win a benefit cap High Court challenge and are new homes in the wrong places?

The Queen's Speech set out the Bills the Government intends to pass over one long Parliamentary session lasting two years. Many Conservative manifesto pledges were absent, among them a cap on energy bills, ending the State Pension "triple lock" and means testing the winter fuel payment in England and Wales. John Cullinane, Tax Policy Director at the Chartered Institute of Taxation explains what has and hasn't changed and Steve Thomas, Professor of Energy Policy at the University of Greenwich examines the new Smart Meter Bill. 

David Jackson, Head of National Planning at Savills Property Group explains his research into planning permissions for new homes. It suggests they're being concentrated in the wrong areas, where there's less need for housing. 

A defined benefit pension pays retirement income which is related to pay and length of time in the scheme. Since reforms in 2015, which allowed people over the age of 55 to release cash from their pensions, more people have been transferring out of defined benefit schemes. The FCA now plans to consult on how advice should be provided to people who are considering it. Former FCA Technical Specialist Rory Percival and Claire Trott, Head of Pensions Strategy with Technical Connection discuss. 

A group of single parents with a child under two have won a legal challenge against the government's benefit cap. It limits the total amount of benefit received to £20,000 a year except for in London where it's £23,000. To avoid it a lone parent must be able to work for at least 16 hours a week. A High Court judge said the limit was not meant to cover those households and failure to exclude them from the cap was discriminatory. Dalia Ben-Galim, Director of Policy at Gingerbread outlines what it means for lone parents.

Intelligent speech, the most insightful journalism, the wittiest comedy, the most fascinating features and the most compelling drama and readings anywhere in UK radio.

Accessibility links

Programme Index

Money Box

The Queen's Speech and your money

Genres

Formats

Brand

BBC Radio 4 FM

About BBC Radio 4