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BBC Radio 4 is a radio channel that started transmitting on the 30th September 1967. It replaced BBC Home Service.

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Factual: Money

Phone-in programme with discussion and advice on personal finance

Money Box Live: Floods

Floods

28/11/2012

BBC Radio 4 - Money Box Live, Floods

Ruth Alexander and a panel of guests answer your calls on the impact of the floods.

After heavy rainfall across the UK, river levels are rising and hundreds of homes and businesses are devastated, Ruth Alexander and guests take your calls on flooding.

There are warnings Britain is facing a national flood crisis, after heavy rainfall across the country. The Environment Agency says more than 900 properties have been flooded during this latest period of bad weather. It's issued flood warning messages to hundreds of thousands of households in the past few days. 

Many homes and businesses are counting the cost of the clean-up, whilst rail services are badly disrupted and many roads remain under water. In parts of Cornwall, insurers and surveyors have started assessing the damage. 

But there's concern that around 200,000 homes could be left without flood cover next year when an agreement between the government and the Association of British Insurers runs out in June.

If you're affected by the flooding and need answers to your questions, Money Box Live is here for you. 

Maybe your home or business has been flooded, what do you need to make an insurance claim? 

Will your premiums go up next year? 

What happens if vital documents have been destroyed by the floods?

What can you do to protect your property from future flooding? 

Perhaps your employer's business has been flooded or left unsafe as a workplace. Are you still entitled to be paid? 

If you'd like advice on the consequences of the floods, you can call Money Box Live. Ruth Alexander and a team of experts will answer your calls and emails on flooding. Email moneybox@bbc.co.uk now or call 03700 100 444. Lines open at 1pm, Wednesday. 

The guests joining Ruth will be:

Aidan Kerr from the Association of British Insurers 

Mary Dhonau, Chief Executive of the 'Know Your Flood Risk' campaign 

Julia Durham from Citizens Advice 

Producer, Sally Abrahams.

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