As Britain recovers from the biggest spending spree of the year, Dermot Murnaghan reveals us to be a nation of credit junkies. One hundred volunteers sit a set of tests designed to assess their financial knowledge, spending habits and attitudes to debt, with the biggest spenders undergoing a financial makeover. With advice from US finance guru Alvin Hall, money-saving specialist Martin Lewis and psychologist Sandra Scott , plus the top ten tips from financial experts. Producer Diana Martin ; Executive producer Paul Woolwich
See also Bankrupt: Ray Gosling at 11pm on BBC4