ONE of the great handicaps placed upon export business is the delay in payment and the risk of bad debts that it often involves. If it were possible to insure against the risk and hence obviate the delay by obtaining payment from a bank, exporters could engage in a far larger trade. Systems of insurance for this purpose are now being introduced, and their benefits to British trade overseas will form the subject of this talk by Sir William Larke , one of the leading figures in the world of iron and steel.