Louise Cooper and guests explore the challenges facing young people as they save for retirement. Call 03700 100 444 between 1pm and 3.30pm on Wednesday 2 August or email moneybox@bbc.co.uk with your questions and stories.

By the time today's millennials reach retirement, they are predicted to live longer, work longer and earn less from their pensions. Saving for retirement can be a daunting prospect, especially when you are trying to get on the housing ladder or pay off student debt.

We will be talking to Money Box listeners about what kind of retirement they want and how they can save for it.

Whether you have a question to ask or an experience to share, we'd love to hear from you.

Joining Louise Cooper to talk it over are:

Iona Bain, Founder, The Young Money Blog
Chris Curry, Director, The Pensions Policy Institute
Steve Webb, Director of Policy, Royal London

Call 03700 100 444 between 1pm and 3.30pm on Wednesday 2 August. Standard geographic charges from landlines and mobiles will apply. Or email moneybox@bbc.co.uk with your thoughts and experiences.

Presenter: Louise Cooper
Producer: Josephine Casserly
Editor: Andrew Smith. Show less