Simon Evans' comedy lecture on four of the big life stages that mark our journey through life and how economics is part of every one of those stages, whether we like it or not.

As always, he is joined by:

* Financial Times columnist and presenter of Radio 4's 'More or Less', economist Tim Harford
* Financial guru and editor of Money Week, Merryn Somerset Webb.

In this episode, Simon looks at Youth - that period in life when the young suddenly disengage from the home unit and plummet from the safety of the family nest.

The team cover everything from pocket money and exam subject choice, to university and whether the property ladder still exists.

* Special guest expert: Professor Alison Wolf, Baroness Wolf of Dulwich shares her views on whether education matters and how that affects the labour markets.

Which subjects should you study at school if you want to be a millionaire?
Should you go to university?
Take a gap year?
What are the implications of all these decisions on your future economic standing?

Written by Simon Evans, Benjamin Partridge and Andy Wolton.

Producer: Claire Jones

A BBC Studios production for BBC Radio 4, first broadcast in July 2016. Show less