Derek Cooper presents the Radio 4 series that tackles topics of direct concern to you. Today's main feature: Your Rights and Responsibilities
'I don'feel inclined to make a will': EDDIE WILLIAMS speculates on the reasons for this reluctance and points out the complications that result from not taking this simple step.
Other topical items too, and a selection from your letters in What's On Your Mind?
(Write to You and Yours, BBC, Broadcasting House, London W1A 1AA: or phone [number removed] and record your letter)