6/6. Financial issues that get listeners hot under the collar. In the Red. As a nation we owe more than one trillion pounds on our mortgages, personal loans and credit cards. For many. managing debt is no longer about paying it off, but about taking advantage of a dazzling array of . cheap deals. But as the debt mountain has grown there is increasing evidence that we are borrowing - and being lent - too much. Producer Paul O'Keefe Repeated on Monday at 3pm