1/10. Experts aid out-of-control spenders to curb their excesses and start living within their means. Not prepared to slum it, 21-year-old student Caroline has the buying habits of a 30-something professional. E14,000 in debt, she's been driven ever-deeper into the red by envy of her sister's glamorous lifestyle. Experts Jay Hunt and Benjamin Fry help her face her demons - as well as sell her clothes, quit the shops and start from scratch. The saving game: page 36